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	<title>Twin Cities Homes and Loans &#187; Buy a Home</title>
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	<link>http://www.twincitieshomesandloans.com</link>
	<description>A blog about Twin Cities, Real Estate, Mortgages and Life</description>
	<lastBuildDate>Wed, 31 Aug 2011 03:36:57 +0000</lastBuildDate>
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		<title>Down Payment Assistance is Back In Ramsey County</title>
		<link>http://www.twincitieshomesandloans.com/down-payment-assistance-is-back-in-ramsey-county/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=down-payment-assistance-is-back-in-ramsey-county</link>
		<comments>http://www.twincitieshomesandloans.com/down-payment-assistance-is-back-in-ramsey-county/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 00:10:55 +0000</pubDate>
		<dc:creator>Rick Davis</dc:creator>
				<category><![CDATA[Buy a Home]]></category>
		<category><![CDATA[3 Years]]></category>
		<category><![CDATA[Commitments]]></category>
		<category><![CDATA[Conventional Mortgage]]></category>
		<category><![CDATA[Eligible Buyers]]></category>
		<category><![CDATA[Email]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fha]]></category>
		<category><![CDATA[First Come First Served Basis]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Housing Costs]]></category>
		<category><![CDATA[New Home Buyers]]></category>
		<category><![CDATA[Payment Assistance]]></category>
		<category><![CDATA[Principle]]></category>
		<category><![CDATA[Private Lender]]></category>
		<category><![CDATA[Ramsey County]]></category>
		<category><![CDATA[Work History]]></category>

		<guid isPermaLink="false">http://www.twincitieshomesandloans.com/?p=171</guid>
		<description><![CDATA[Ramsey County has new funds for there FirstHOME Program Funding. As of July 1st, 2011 $350,000 new funds are available for this new program. The program has changed a little though, the new limit is $10,000 but that&#8217;s not a bad down payment. Eligible buyers may qualify for the loan with 0% interest to help [...]]]></description>
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		<title>Anoka County Down Payment Assistance Has New Funds</title>
		<link>http://www.twincitieshomesandloans.com/anoka-county-down-payment-assistance-has-new-funds/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=anoka-county-down-payment-assistance-has-new-funds</link>
		<comments>http://www.twincitieshomesandloans.com/anoka-county-down-payment-assistance-has-new-funds/#comments</comments>
		<pubDate>Sat, 02 Jul 2011 14:42:22 +0000</pubDate>
		<dc:creator>Rick Davis</dc:creator>
				<category><![CDATA[Buy a Home]]></category>
		<category><![CDATA[Down Payment Assistance Programs]]></category>
		<category><![CDATA[Affordability]]></category>
		<category><![CDATA[Anoka County]]></category>
		<category><![CDATA[Applicable State]]></category>
		<category><![CDATA[Area Median Income]]></category>
		<category><![CDATA[Assistance Funds]]></category>
		<category><![CDATA[Conforming Mortgage]]></category>
		<category><![CDATA[Conjunction]]></category>
		<category><![CDATA[Down Payment Assistance Program]]></category>
		<category><![CDATA[Email]]></category>
		<category><![CDATA[First Time Home]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[Interest Loan]]></category>
		<category><![CDATA[Limited]]></category>
		<category><![CDATA[Long Time]]></category>
		<category><![CDATA[Mhfa]]></category>
		<category><![CDATA[Payment Assistance Program]]></category>
		<category><![CDATA[Principle Place]]></category>
		<category><![CDATA[Quality Standards]]></category>
		<category><![CDATA[Time Home Buyer]]></category>
		<category><![CDATA[Transaction Properties]]></category>

		<guid isPermaLink="false">http://www.twincitieshomesandloans.com/?p=158</guid>
		<description><![CDATA[It&#8217;s been a long time coming but it is finally back, as of July 1st, 2011 Anoka County has re-funded the Down Payment Assistance Program. This is the only program that is available through Anoka county at this time but it can be used in conjunction with a loan from the MHFA. The requirements are [...]]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Anoka County Has 2 Great down Payment Assistance Programs</title>
		<link>http://www.twincitieshomesandloans.com/anoka-county-has-2-great-down-payment-assistance-programs/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=anoka-county-has-2-great-down-payment-assistance-programs</link>
		<comments>http://www.twincitieshomesandloans.com/anoka-county-has-2-great-down-payment-assistance-programs/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 18:15:57 +0000</pubDate>
		<dc:creator>Rick Davis</dc:creator>
				<category><![CDATA[Buy a Home]]></category>
		<category><![CDATA[Down Payment Assistance Programs]]></category>
		<category><![CDATA[10 Years]]></category>
		<category><![CDATA[Anoka County]]></category>
		<category><![CDATA[Deferred Loan]]></category>
		<category><![CDATA[Down Payment Assistance]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[Fha]]></category>
		<category><![CDATA[First Time Home]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Free Money]]></category>
		<category><![CDATA[Home Buyer]]></category>
		<category><![CDATA[Home Investment Partnerships]]></category>
		<category><![CDATA[Interest Loan]]></category>
		<category><![CDATA[Investment Partnerships Program]]></category>
		<category><![CDATA[Median Income]]></category>
		<category><![CDATA[Neighborhood Stabilization]]></category>
		<category><![CDATA[Nsp]]></category>
		<category><![CDATA[Nsp Program]]></category>
		<category><![CDATA[Payment Assistance Programs]]></category>
		<category><![CDATA[Stabilization Program]]></category>
		<category><![CDATA[Time Home Buyers]]></category>

		<guid isPermaLink="false">http://www.twincitieshomesandloans.com/?p=152</guid>
		<description><![CDATA[Anoka County has 2 great Down payment assitance programs for first time and repeat home buyers. The first one is called Home Investment Partnerships program (HOME) for first time home buyers and the second is called Neighborhood Stabilization Program (NSP) that can be used by anybody, first time home buyers and repeat home buyers. The [...]]]></description>
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		<title>Twin Cities Foreclosed Homes On Market  Will Increase</title>
		<link>http://www.twincitieshomesandloans.com/twin-cities-foreclosed-homes-on-market-will-increse/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=twin-cities-foreclosed-homes-on-market-will-increse</link>
		<comments>http://www.twincitieshomesandloans.com/twin-cities-foreclosed-homes-on-market-will-increse/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 17:11:39 +0000</pubDate>
		<dc:creator>Rick Davis</dc:creator>
				<category><![CDATA[Buy a Home]]></category>
		<category><![CDATA[Buy a Home No Money Down]]></category>
		<category><![CDATA[Buyer's Agent]]></category>
		<category><![CDATA[Foreclosed Homes]]></category>
		<category><![CDATA[Buyer Credit]]></category>
		<category><![CDATA[City Of Plymouth]]></category>
		<category><![CDATA[Cold Weather]]></category>
		<category><![CDATA[Down Payment Asssistance Programs]]></category>
		<category><![CDATA[First Time Home]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[First time home buyer credit]]></category>
		<category><![CDATA[Great Time]]></category>
		<category><![CDATA[Holidays]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Payment Assistance Programs]]></category>
		<category><![CDATA[Time Home Buyer]]></category>
		<category><![CDATA[Twin Cities]]></category>

		<guid isPermaLink="false">http://www.twincitieshomesandloans.com/?p=147</guid>
		<description><![CDATA[There more foreclosed homes on the market now than ever. The good news is that with the first time home buyer credit the nicer foreclosed homes are flying off the market. Homes that are in need of repair or further from the Twin Cities seem to be hanging around a little longer. I believe that [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Buy a Home with $100 Down</title>
		<link>http://www.twincitieshomesandloans.com/buy-a-home-with-100-down/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=buy-a-home-with-100-down</link>
		<comments>http://www.twincitieshomesandloans.com/buy-a-home-with-100-down/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 18:56:07 +0000</pubDate>
		<dc:creator>Rick Davis</dc:creator>
				<category><![CDATA[Buy a Home]]></category>
		<category><![CDATA[Buyer's Agent]]></category>
		<category><![CDATA[$100 down payment]]></category>
		<category><![CDATA[Buy Homes]]></category>
		<category><![CDATA[Classified]]></category>
		<category><![CDATA[Conventional Mortgages]]></category>
		<category><![CDATA[Dept Of Housing]]></category>
		<category><![CDATA[down payment money]]></category>
		<category><![CDATA[Fffffff]]></category>
		<category><![CDATA[FHA financing]]></category>
		<category><![CDATA[Fha Hud]]></category>
		<category><![CDATA[Fha Mortgage]]></category>
		<category><![CDATA[First Time Home]]></category>
		<category><![CDATA[First Time Home Buyers]]></category>
		<category><![CDATA[Glut]]></category>
		<category><![CDATA[Harder Time]]></category>
		<category><![CDATA[Housing And Urban Development]]></category>
		<category><![CDATA[Hud Homes]]></category>
		<category><![CDATA[Owner Occupant Purchasers]]></category>
		<category><![CDATA[Payment Money]]></category>
		<category><![CDATA[Time Home Buyers]]></category>
		<category><![CDATA[Twin Cities]]></category>

		<guid isPermaLink="false">http://www.twincitieshomesandloans.com/?p=142</guid>
		<description><![CDATA[One of the most affordable ways to purchase a home right now is to purchase a HUD home. You can do this by only putting $100 down on the purchase if you qualify for a FHA mortgage. HUD stands for Dept. of Housing and Urban Development. HUD homes are homes that have been foreclosed on [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Two Great Reasons To Buy A Home In The Twin Cities Now</title>
		<link>http://www.twincitieshomesandloans.com/2-great-reasons-to-buy-a-home-now/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=2-great-reasons-to-buy-a-home-now</link>
		<comments>http://www.twincitieshomesandloans.com/2-great-reasons-to-buy-a-home-now/#comments</comments>
		<pubDate>Mon, 21 Sep 2009 17:41:27 +0000</pubDate>
		<dc:creator>Rick Davis</dc:creator>
				<category><![CDATA[Buy a Home]]></category>
		<category><![CDATA[Buy a Home No Money Down]]></category>
		<category><![CDATA[Buyer's Agent]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[First Time Home]]></category>
		<category><![CDATA[First Time Home Buyer]]></category>
		<category><![CDATA[First Time Home Buyer Tax Credit]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Mortgage Loan Officer]]></category>
		<category><![CDATA[Time Home Buyer]]></category>
		<category><![CDATA[Time Rates]]></category>
		<category><![CDATA[Twin Cities]]></category>

		<guid isPermaLink="false">http://www.twincitieshomesandloans.com/?p=126</guid>
		<description><![CDATA[There are 2 great reasons to buy a home now. The first one is, the first time home buyer tax credit is going to expire November 30th. and the second one, Interest rates are low. The home buyer tax credit is going to expire on November 30th of this year. If you are planning on [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Still Buy a Home With Little or No Money down.</title>
		<link>http://www.twincitieshomesandloans.com/you-can-still-buy-a-home-with-little-or-no-money-down/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=you-can-still-buy-a-home-with-little-or-no-money-down</link>
		<comments>http://www.twincitieshomesandloans.com/you-can-still-buy-a-home-with-little-or-no-money-down/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 13:53:29 +0000</pubDate>
		<dc:creator>Rick Davis</dc:creator>
				<category><![CDATA[Buy a Home]]></category>
		<category><![CDATA[Buy a Home No Money Down]]></category>
		<category><![CDATA[Buyer's Agent]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[0 Interest Loans]]></category>
		<category><![CDATA[Assistance Fund]]></category>
		<category><![CDATA[Brooklyn Center]]></category>
		<category><![CDATA[Closing Cost]]></category>
		<category><![CDATA[Closing Costs]]></category>
		<category><![CDATA[Downpayment Assistance]]></category>
		<category><![CDATA[Free Money]]></category>
		<category><![CDATA[Government Grants]]></category>
		<category><![CDATA[Government Home Loans]]></category>
		<category><![CDATA[Government Program]]></category>
		<category><![CDATA[Home Ownership]]></category>
		<category><![CDATA[Low Interest Rates]]></category>
		<category><![CDATA[Metro Area]]></category>
		<category><![CDATA[Mhfa]]></category>
		<category><![CDATA[Minneapolis St Paul]]></category>
		<category><![CDATA[Mortgage Insurance]]></category>
		<category><![CDATA[Payment Assistance]]></category>
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		<category><![CDATA[Ramsey County]]></category>
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		<category><![CDATA[Rick Davis]]></category>
		<category><![CDATA[State Of Minnesota]]></category>
		<category><![CDATA[Usda Loans]]></category>
		<category><![CDATA[Woodbury]]></category>

		<guid isPermaLink="false">http://www.twincitieshomesandloans.com/?p=112</guid>
		<description><![CDATA[In and around the Twin Cites you can still buy a Home with little or No money down. Many communities offer free money to be used as down payment assistance. There are government home loans available with no down payment. Plus the State of Minnesota as a government program where they will give you a [...]]]></description>
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